New to Medicare
✳︎
Initial 7-month enrollment window
✳︎
Turning 65?
✳︎
Still working?
✳︎
Dependents?
✳︎
Medicare A
✳︎
Medicare B
✳︎
Disability (SSDI)
*
Group retiree plan?
*
HSA Contributions
✳︎
New to Medicare ✳︎ Initial 7-month enrollment window ✳︎ Turning 65? ✳︎ Still working? ✳︎ Dependents? ✳︎ Medicare A ✳︎ Medicare B ✳︎ Disability (SSDI) * Group retiree plan? * HSA Contributions ✳︎
Are you turning 65 or newly qualified under Social Security Disability Income?
Your 7-month initial enrollment window: You can enroll during your 7-month enrollment window around your 65th birthday or delay without penalty if you have creditable employer coverage. Your window starts 3 months before your birth month, and coverage can begin as early as the 1st of your birth month (or one month earlier if your birthday is on the 1st).
Already receiving Social Security or Railroad Retirement benefits? Generally, Social Security automatically enrolls you in Medicare Parts A and B with the option to decline coverage. You should see your Medicare card in the mail 3 months before your birth month.
Not collecting Social Security yet? Sign up for Medicare through Social Security unless you need to compare employer group health options first.
If you have employer group health coverage in a company of 20+ employees where you or your spouse are working or a group health retiree option, let’s have a chat before you enroll or decline coverage so we can help you compare your options and avoid costly mistakes.